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Adapting your home, the key to a peaceful retirement

We give you the keys and tips for living well at home.
Drawing of a house suitable for retirement

Cuisine, salle de bain, isolation, usage des chambres, vos besoins évoluent avec le temps. Votre maison reflète-t-elle cela ou bien mériterait-elle un peu d’aide pour se remettre au goût du jou?

Improving and adapting your home to your needs is the key to staying in your home for a long time and with peace of mind. Whether you are planning minor modifications or major work, we give you the keys and tips to live well at home.

La cuisine: fonctionnalité avant tout

Redesigning your kitchen is first of all an opportunity to look at your habits. Start by asking yourself how you use all the utensils and equipment in your kitchen.

Vous pouvez choisir de laisser certains éléments visibles afin d’en faciliter un usage très régulier, par exemple un robot de cuisine ou bien vos épices. Vous pouvez également choisir de cacher votre petit électroménager pour maximiser l’espace disponible sur votre plan de travail: des solutions de tiroirs coulissants existent, parfois même des meubles qui peuvent monter ou s’abaisser électriquement, même si ces dernières solutions sont plus coûteuses.

Avoid placing heavy objects that you use every day high up. For example, your plates will be much better stored in a low drawer that is slightly raised so that you can handle them without hurting your back.

Finally, to avoid falls and injuries, don't neglect your kitchen floor or its lighting. Choose a non-slip floor covering, and think about LEDs under high cupboards to illuminate work surfaces.

La salle de bain: du confort et de la sécurité

From being a functional but cold, even clinical room, the bathroom has been transformed in recent years into a real living room. As a room where you take care of yourself, nothing should be left to chance.

First of all, the aesthetics should invite you to take care of yourself. Take care of the lighting and the colour of the walls and tiles to avoid the "bad look" effect. Hide your medicines and medical accessories and reserve space to show off your perfumes and other care products. Place the mirror neither too high nor too low.

Next is the question of bath or shower. If space is not an issue for you and a bathtub is important to you, then having the two systems separate is preferable to having a shower head built in over the bathtub. In terms of safety, but also ecology, a shower is preferable. If you wish, you can even design it with a seating area, or attach a folding seat if a more compact solution suits you better.

Redoing your toilet can also be an opportunity to adapt its height, to preserve your comfort and your knees, and avoid having to install an unsightly booster seat. It can also be an opportunity to install grab bars, which are very useful for getting up safely. There are now a multitude of chrome-plated or coloured models.

Les chambres: la polyvalence avant tout

Your children have left the nest, but you want to keep enough room for friends and grandchildren when they come.

Ces espaces doivent donc pouvoir accueillir une double utilisation: bureau, salle d’activités créatives ou salle de sport la plupart du temps, mais aussi chambre d’amis ou d’enfants le temps d’un weekend. Canapé lit, lit armoire, superposé ou même gonflable sont autant de solutions pour gagner de la place et multiplier les fonctionnalités de vos chambres.

Et dans votre chambre à vous? Le confort va pouvoir être privilégié. Par exemple en utilisant un interrupteur sans fil, qui vous permettra, comme à l’hôtel, d’éteindre toutes les lumières en même temps. Ou avec un lit électrique, avec lequel chacun ajustera sa position de sommeil ou de repos au mieux !

L’isolation: un investissement pour l’avenir mais aussi pour aujourd’hui

Attention si vous souhaitez un jour mettre votre logement en location: si vous habitez une des fameuses « passoires thermiques », cela sera impossible sans travaux d’isolation.

These will also allow you to reduce your energy bills today.

Replacing old windows and front doors with more insulating models, especially with double glazing, will not only save you a few degrees of heating in winter, but also improve your acoustic comfort.

La sécurité: un faible investissement au service de votre sérénité

Making your home safer can be done with a few simple and inexpensive items that will make you feel safe in your home, but also prevent falls and accidents.

To avoid falling at night, or simply stubbing your toe on a piece of furniture, installing a night light that activates automatically at the foot of the bed is a good start. The low-angled light on the floor will not disturb your partner and will allow you to find your way around.

Unfortunately, protecting your home also means protecting it from the outside world and from burglaries. A remote alarm can give you a welcome extra measure of peace of mind. It can be connected to a call centre (in which case a subscription is required) or directly to your smartphone. Installing electric shutters can also be an excellent way of increasing comfort and security, thanks to a central control system that allows you to close everything at the touch of a remote control.

Attractive offers may be available from your insurer.

Le financement: des aides publiques, privées, et des solutions innovantes de financement

Premier constat: du côté des banques, lorsque l’on dépasse 65-70 ans, les possibilités d’emprunt s’épuisent.

In terms of assistance, pension funds, regional and departmental councils, and sometimes metropolitan areas can offer assistance for home improvements. This aid can cover between 30% and 60% of the cost of the work, with ceilings of up to €3500, or even €7000 in the case of the Agence Nationale de l'Habitat (ANAH). Although insufficient for large-scale work, this help is obviously not to be overlooked. It will, however, require an assessment by a housing specialist and validation of the application, which will inevitably take time. Similarly, the Carsat and/or the CNAV can contribute to a "prevention kit", from €100 to €300, which can be used to finance the purchase and, if necessary, the installation of technical aids (grab bars, toilet booster seat, etc.)

If you have to carry out accessibility work in your main residence, a tax credit may also be granted. It is 25% of the amount of the work, up to a limit of €5000 for one person / €10,000 if you are a couple. This measure will end in 2023.

Finally, if you wish to carry out larger-scale work, or several works at the same time, innovative financing solutions are beginning to emerge. The Dillan company, for example, allows you to mobilize the wealth contained in your real estate to give you the means to carry out your projects. Dillan becomes a silent co-owner and you continue to live as you please, and to develop your property as you please. You remain the majority owner and continue to benefit from the long-term growth of the real estate market.