With our Reverso offer, we buy the bare ownership of your property. In exchange for the purchase, you receive a capital sum corresponding to the value of your property, discounted by the value of your usufruct, in a single payment on the day the sale is signed. So, unlike a traditional life annuity sale, there's no uncertainty about the amount you'll receive.
With our Reverso Flex offer, we buy a share in your property. In exchange for the purchase, you receive the corresponding capital in a single payment on the day the sale is signed. The share is determined according to the value of your property, your age and, of course, your needs.
The amount you can obtain depends on your age (or the age of the oldest person in the case of a couple), and the value of your property.
The value of your property depends on several parameters, such as location, surface area, number of rooms, year of construction... If you're not sure about the value of your property, you can consult sites like Meilleursagents.com to get an idea.
When you sell the bare ownership of your property in Dillan, you retain the life usufruct, i.e. the right to live in and rent the property for the rest of your life. This right has a value, which depends on your theoretical life expectancy. So, the younger you are, the more this right is worth.
With Dillan, you get an immediate capital sum, a "bouquet seul", as in a "viager sans rente". With bouquet alone, there's no uncertainty: you know exactly how much you're getting!
Good to know:
The value of your property that you enter in the simulator is an initial estimate. If you are interested in going further with Dillan, we will commission an independent expert to carry out an external appraisal of the market value.
Dillan allows you to obtain a significant amount of financial capital from your property. The minimum amount is €100,000. If you need less, we can refer you to other financing solutions, such as a life mortgage.
Unlike personal loans or loans for pensioners, which do not allow you to obtain more than €75k, there is no maximum amount for a sale in Dillan.
Don't meet these criteria? Please contact us to discuss your situation.
Dillan offers an alternative to traditional life annuities
Yes, you read that right!
With Dillan, there are no administration or notary fees... You get exactly the amount you want, with no deductions at the time of sale.
We earn our income through partnerships with our investors.
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