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Halfway between proptech and fintech, a number of start-ups are developing property-backed loans for people over 60. In France, life mortgages are regulated, with a ban on direct canvassing.
Dillan, a start-up to be launched in 2021, has also opted for this form of ownership dismemberment, with the difference that the company itself buys a share of the property through its real estate company, which must therefore raise funds on a regular basis.
"As the sector is dominated by life annuities, there's a lack of transparency about the actual amount of the transaction and negotiations with individual buyers. We erase all that. We buy property, with no personal objective on a person's life", says Stéphane Revault, President.
Click here to consult the digital version of the article on the Les Echos website.
