How to invest in real estate without stress in 5 steps

Generally, the question "How do I invest in real estate?" implies that you are looking for a simple method to purchase your future property. All without feeling stress or undue anxiety throughout your real estate investment process.

In this regard, investing in real estate is now one of the safest and most profitable investments that can exist. As of January 1, 2019, 58% of metropolitan households own their primary residence in France. Mainly because by placing savings in stone, it is likely that the property will increase in value thanks to the generalized increase in the price per square meter in France. Therefore, by investing in real estate you slow down the effects of inflation on your wallet.

But also and above all, investing in real estate is within the reach of most people. From now on, the lack of information on the subject is no longer an excuse. Everyone can now learn how to invest in real estate. In order to place their savings on assets with a potential profitability more interesting than the basic bank savings.

The prerequisites to discover how to invest in real estate while remaining zen

For now, even though real estate investing is much more accessible than it used to be, you still need a little preparation before you invest.

First, you need to set a goal. Namely, to determine a reason why you want to know how to invest in real estate. Is it to own your primary residence? Or your second home? And finally, is it to rent out this property?

Then, in most cases, you will need to take out a home loan. For this, you will need to determine certain factors. In particular, the amount of your personal contribution, your monthly savings effort according to your net income. Your banker will be able to give you the maximum amount of the real estate loan you can access.

Enfin, vous aurez besoin de l’avis de spécialistes pour répondre à la question: « faut-il investir dans l’immobilier » en prenant en compte les différents facteurs de votre projet (votre dossier, la qualité du bien, le potentiel du quartier, la facilité à obtenir un financement, etc.).

Read our article to learn more about the benefits of investing in real estate.

How to invest in real estate in 5 key steps

Indeed, it is stress and anxiety that often prevent potential real estate investors from taking the plunge. And this state of insecurity is itself linked to a lack of knowledge and support.

Difficile de se lancer dans un placement financier sans une aide personnalisée qui vous indiquerait les erreurs à ne pas commettre. Mais surtout, les opportunités à ne pas manquer. Pour tous ceux qui souhaitent définitivement savoir comment investir dans l’immobilier, primo accédants comme séniors, les 5 étapes clés suivantes sont pour vous.

Become a real estate buyer

Wanting to invest in real estate is a big decision. Becoming an official real estate buyer is the first real and concrete step that will allow you to invest your savings in real estate.

To become a real estate buyer, there is no need to obtain a status issued by a third party organization. Becoming a real estate buyer means taking concrete steps to buy a future property. Such as a house or an apartment for example.

Also, it means taking time to scan dozens or even hundreds of different ads. All of this with the objective of visiting the property and then taking the necessary steps to buy it. However, analyzing and then targeting real estate ads can be extremely time consuming. Especially if you have to take into account uncertain sellers, false ads and those that are no longer current.

How to invest in real estate serenely if you are subject to a large number of unqualified opportunities?

Reasons why you can use a real estate buyer's site such as Coup de Coeur Immo. This company allows you to register for free as areal estate buyer. Then, by filling in the type of property you wish to invest in, you will automatically receive highly qualified proposals from sellers. That is to say, serious sellers, responsive and whose property is particularly well described.

This is a concrete step forward, all the while being accompanied by specialists for the procedures.

Study the different places to invest in real estate

The choice of location is extremely important. Whether you want to live in the property or rent it out afterwards. Note that in 2022, the majority of the regions of France have seen their real estate prices increase.

Also, the regions Auvergne-Rhône-Alpes, Pays de la Loire, Occitanie, Grand-Est and Ile de France are the most targeted regions by real estate investors.

To know how to invest in real estate in these areas, you need to take the time to study the supply as well as the demand. In order to know better the type of property generally available, their prices and their conditions. As well as the profile of the tenants if you wish to invest in the rental real estate.

If you wish to invest in a primary or secondary residence, this criterion is also important. In order to be able to resell your property at a higher price one day and thus make a capital gain. However, it comes second to your attachment to the region in question. Here, you must first choose a place in which you feel good to live comfortably.

Visit the best properties for sale

Then, after having received and retained advertisements you will have to carry out visits. Real estate visits are perfect to really appreciate the potential of a property. Once inside, you will be able to appreciate the charm and character of the property. How can you invest in real estate if not by immersing yourself in the property and projecting yourself inside.

To invest in rental real estate as for a home purchase, check the general condition of the property. In order not to have to buy a property that needs too much renovation. On this subject, the DPE (Diagnostic de Performance Energétique) is also to be taken into account. In particular to anticipate the heating bills and the costs of repairing/replacing the insulation in the property.

Cela étant, visiter le bien vous permet également de prendre en compte des éléments que vous ne pouvez remarquer que sur place. À savoir:

• The level of noise pollution of the property
• The level of sunlight in the living room
• Amenities in the vicinity of the accommodation
• Neighborhood and street activity level
• The layout of the property, including the size of individual rooms
• The surrounding cleanliness and elements around the property

Check out our article to discover the best regions to invest in real estate.

Invest in the "Coup de Cœur" property

Once you have found the property of your dreams, you can then take steps to buy it from the seller. You will be able to invest in real estate.

Pour savoir comment investir dans l’immobilier, consultez les différentes étapes ci-dessous:

1. Make an offer to purchase, either at the sale price of the property, or by making a new offer, lower than the price set by the current owners. The latter is usually valid for 5 to 10 days, during which the owner decides whether to accept, refuse or make a counter-offer.
2. Once the agreement is reached, you can sign the preliminary sales agreement which is a pre-contract between the real estate buyer and the seller to commit to the sale.
3. As a buyer you must pay a security deposit to protect the seller during the sale of the property.
4. If you need a loan, that's when you have to go to the bank to sign it.
5. Then, once the loan is accepted, you can sign the deed of sale, which formalizes your purchase and makes you the owner. You can then pay the seller the amount of the property.

Don't forget to take out home insurance as soon as you become a property owner. This will protect you against all types of problems (water damage, burglary, etc.)

Build a real estate portfolio

Congratulations! You've discovered how to invest in real estate and get a property in your name. If you want to do it again, you can do it the same way.

However, if you want to build up a real estate portfolio you will have to invest in rental property. And thus, to refund your real loans with the rent of your tenants. And this, until complete repayment of the loan. If you manage to always pay back your real estate loans, then you can become the owner of many real estate properties and have a real real estate wealth.

In this regard, a scheme such as the Pinel Law can help you invest in new rental property.

Comment investir dans l’immobilier sans stress: ce qu’il faut retenir

Now that you know how to invest in real estate, all you have to do is try. Become a real estate buyer today and get help from specialists.

• Determine exactly how much you can afford to invest by calculating the maximum amount of your home loan
• Sign up for an intuitive, learning and projecting real estate buyer's site
• Be curious and visit as many properties as possible
• Buy your property by being firm and sure of yourself